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Buy Microsoft gift card with XRP (XRP)
Pay for a Microsoft gift card with XRP and spend it on phones, laptops, TVs and accessories. Because the XRP Ledger settles in seconds and the fee is effectively zero regardless of the amount, XRP is one of the more practical ways to settle an order here. We confirm at ledger closes every 3–5 seconds, network cost is a fraction of a cent, and the code is emailed automatically the moment the payment confirms — normally inside two minutes end to end. Every card is priced below face value, and the bigger the card, the bigger the discount.
GiftByCrypto is an independent marketplace and is not affiliated with, endorsed or sponsored by Microsoft. Microsoft is a trademark of its owner. Brand & trademark policy
Buy now — pay with XRP →
All gift cards for XRP
Paying with XRP — read this first
XRP payments to exchange-hosted addresses need a destination tag. The address we generate for your order is dedicated to that order, so no tag is required — but if your wallet insists on one, leave it blank rather than inventing a value.
Network: XRP Ledger
· Confirmation: ledger closes every 3–5 seconds · Network cost: a fraction of a cent.
Microsoft prices in XRP
Face value in USD, discount applied automatically.
The XRP amount is indicative; the exact figure is locked at checkout.
| Face value |
Discount |
You pay (USD) |
≈ XRP |
| $10.00 |
2.5% |
$9.75 |
shown at checkout |
| $20.00 |
2.5% |
$19.50 |
shown at checkout |
| $25.00 |
5% |
$23.75 |
shown at checkout |
| $40.00 |
5% |
$38.00 |
shown at checkout |
| $50.00 |
7.5% |
$46.25 |
shown at checkout |
| $75.00 |
7.5% |
$69.38 |
shown at checkout |
| $100.00 |
10% |
$90.00 |
shown at checkout |
| $150.00 |
10% |
$135.00 |
shown at checkout |
How to pay with XRP
Choose your Microsoft region and card value on the brand page, then add it to your cart.
At checkout select XRP. It settles on XRP Ledger, so there is no network to choose.
We generate a payment address and an exact amount for this order only. The quoted rate is held for the payment window shown on screen.
Send the exact amount from your wallet or exchange. Network cost is a fraction of a cent and is paid by you on top of the order total.
We wait for ledger closes every 3–5 seconds, then release the code automatically to your delivery email. It is also saved permanently under My Purchases.
How to redeem your Microsoft code
Sign in to your Microsoft account on the website or app.
At checkout or in account settings, select redeem gift card.
Enter the code from your GiftByCrypto email (and PIN if provided).
The balance attaches to your account and applies to purchases automatically.
Unused balance remains saved for future orders.
Microsoft with XRP — common questions
How long does a Microsoft gift card take to arrive when I pay with XRP?
We release the code after ledger closes every 3–5 seconds. In normal network conditions the whole process — payment sent, confirmed, code emailed — is quick: the code is released within ~30 sec of confirmation.
What network should I send XRP on?
XRP settles on XRP Ledger only. There is no network selection to make.
What does it cost to send XRP?
Network cost is a fraction of a cent. That is paid to the network, not to us — we add no processing fee, service charge or spread on top of the displayed price.
Is the Microsoft card cheaper if I pay with XRP instead of another coin?
No. The discount is set by the card value, not the coin — the bigger the card, the bigger the discount, and the exact price is shown before you pay. What changes between coins is how fast the order confirms and what the network charges you to send it.
What should I watch out for paying with XRP?
XRP payments to exchange-hosted addresses need a destination tag. The address we generate for your order is dedicated to that order, so no tag is required — but if your wallet insists on one, leave it blank rather than inventing a value.
What happens if the XRP price moves while my payment is confirming?
The rate is locked for the payment window shown at checkout. If the payment lands after the window closes, the order is re-quoted at the current rate rather than failing, and any difference is credited or requested before delivery.
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Microsoft by region
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Other electronics & technology cards you can buy with XRP
GiftByCrypto is an independent reseller. Microsoft is a trademark of its owner and does
not endorse or sponsor this site.